Kroll’s Korner (“Website”) is governed by the following Privacy Policy.

We respect your privacy and are committed to protecting it. The purpose of this Privacy Policy is to inform you what personally identifiable information we may collect and how it may be used. This statement only applies to this Website.

WHAT INFORMATION DO WE COLLECT AND HOW IS IT USED?

Information You Voluntarily Submit to the Website

We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form. In addition, we may ask you to create a user profile, which would allow you to create a username and password. We will store the username, but your password will not be visible in our records.

Information We Collect from Others

We may receive information about you from other sources. For example, if you use third-party software through the site, they may transfer information to us for fulfillment.

Automatically-Collected Information

We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.

Cookies

We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

HOW YOUR INFORMATION MAY BE USED

We may use the information collected in the following ways:

  • To operate and maintain the Website;
  • To create your account, identify you as a user of the Website, and customize the Website for your account;
  • To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;
  • To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
  • To respond to your comments or inquiries;
  • To provide you with user support;
  • To track and measure advertising on the Website;
  • To protect, investigate, and deter against unauthorized or illegal activity.

THIRD-PARTY USE OF PERSONAL INFORMATION

We may share your information with third parties when you explicitly authorize us to share your information.

Additionally, the Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies. The Website currently uses the following third-party service providers:

  • Google Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics.
  • ConvertKit– this service is used for delivery of email updates and newsletters. We store your name and email address for purposes of delivering such communications.

At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time in the Website’s sole discretion.

Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

ANONYMOUS DATA

From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

PUBLICLY VISIBLE INFORMATION

If you create a user profile on the Website or leave a comment, certain information may be publicly visible.

COOKIES

The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described herein.

Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable.

ADVERTISING

Display Ads

We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies. No personally identifiable information is shared with the Website’s ad providers.

Advertising Privacy Statement

This Site is affiliated with AdThrive, LLC (“AdThrive”) for the purposes of placing advertising on the Site.  AdThrive uses standard and widely-available tools for the placement and serving of ads, including those provided by Google, Inc. and its affiliates. We publish interest-based advertisements on the Site; that is, ads that are tailored to reflect your interests. To help understand your interests, AdThrive, Google and our other advertising partners will track your behavior on our website and on other websites across the Internet using cookies.  

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.  Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

By using this Site, you consent to the use of such cookies and the sharing of data captured by such cookies with AdThrive, Google, and our other third party partners. You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt out of the network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org. However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained.

For European Economic Area Residents regarding Display Advertisements

If you reside in a country in the European Economic Area (EEA), then under the GDPR and applicable data protection laws you have the rights, among other things, to access your personal data, have us erase it, and/or restrict its further processing.  If you wish to access or delete your personal data (if any) maintained by us or AdThrive related to advertising on the Site, you can contact us at krollskorner@gmail.com and contact AdThrive at info@adthrive.com. If you wish to see a list of the advertising partners we work with or change which of those partners track your behavior using cookies, click the ad preferences link at the bottom of the site. (Available in the EU.)

For California Residents regarding Display Advertisements

California law gives residents the right to opt out of the “sale” of their personal information to third parties, including for advertising purposes. Under California law, the sharing of your information with a service provider for advertising purposes could be considered a “sale.” To opt out of the sharing of your information for advertising information, click the opt out link provided in the footer of this page. You also have the right to request from us the categories of personal information that we have shared and the categories of third parties to whom the information was provided. To make such a request, please contact us at info@adthrive.com. To be clear we do not share your name, contact information, or any other sensitive information with third parties, and the categories of third parties that we share information with for advertising purposes are supply side platforms, programmatic advertising exchanges, and demand side platforms.

Retargeting Ads

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Facebook: Opt-out of Facebook remarketing here

Google: Opt-out of Google remarketing here

Sponsored Content Tracking Pixels

This Website may engage in sponsored campaigns with various influencer networks, brands, and agencies. All sponsored content is duly disclosed in accordance with the FTC’s requirements. From time to time, these sponsored campaigns utilize tracking pixels (aka web beacons), which may contain cookies to collect data regarding usage and audience. This information is collected by the sponsoring company to track the results of the campaign. No personally identifiable information collected by the Website is used in conjunction with these tracking pixels.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. 

Kroll’s Korner, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com.  As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commission on these sales.

Newsletters

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.

Under the laws of certain states and countries in which we operate, visitors to the Website may have additional rights related to their data. You may also review the sections above related to display advertisements and exercising your rights. 

European Union and United Kingdom Residents

If you are within the European Union or United Kingdom, you are entitled to certain information and have certain rights under the related to your data. Throughout this policy, we have disclosed what information we collect and how it is used. Under the laws of your jurisdiction, you also have the following rights:

Right to Opt-out – You may opt-out of future email communications by following the unsubscribe links in our emails. You may also contact us at the email below to be removed from our mailing list.

Right to Access – You may access the personal information we have about you by submitting a request.

Right to Amend – You may contact us to amend or update your personal information.

Right to Be Forgotten – In certain situations, you may request that we erase or forget your personal data.

You may exercise any of these rights by emailing krollskorner@gmail.com.

Please note that we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law. Unless you exercise such rights, we reserve the right to retain your data.

California Residents

Pursuant to the California Consumer Privacy Act of 2019 (“CCPA”) and as amended by the California Privacy Rights Act of 2020 (“CPRA”), you have certain rights with respect to your personal information. Company reserves the right to verify all requests made pursuant to these statutes.    

Information Collected, Disclosed, and Sole for California Residents

The Website collects information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (“Personal Information”). The Website has collected the following categories of Personal Information from you: 

Identifiers

This category includes your: real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol (“IP”) address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers. 

  1. The Website does collect information in this category.
  2. The Website collects the following information in this category for the purpose of subscribing to our email newsletter subscription. 
  3. The Website has not sold information in this category in the past 12 months.  
  4. The Website has disclosed the following information in this category in the past 12 months for a business purpose: email and name have been disclosed to service providers for the purpose of fulfilling newsletter subscription requests. 

Personal Information as Described in California Customer Records Statute (CA Code 1798.80): 

This includes your: name, signature, social security number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. 

  1. The Website does collect information in this category.
  2. The Website collects the following information in this category for the purpose of subscribing to our email newsletter subscription. 
  3. The Website has not sold information in this category in the past 12 months.  
  4. The Website has disclosed the following information in this category in the past 12 months for a business purpose: Your name has been disclosed to service providers for the purpose of fulfilling newsletter subscription requests, if you have voluntarily entered your name at the time of subscription. 

Protected Classification Characteristics (under California or federal law). 

This includes: Age (over age 40), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental health disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, or genetic information.

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Commercial Information: 

This includes records of personal property, products, or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. 

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Biometric Information: 

This includes: an individual’s physiological, biological or behavioral characteristics, including an individual’s DNA, that can be used, singly or in combination with each other or with other identifying data, to establish individual identity. 

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Internet or Other Electronic Network Activity Information

This includes, but is not limited to, browsing history, search history, and information regarding a consumer’s interaction with the Website, application, or advertisement. 

  1. The Website does collect information in this category.
  2. The Website collects the following information in this category for the following reasons: browsing history and information regarding your interaction with the Website and its newsletters (if you have voluntarily subscribed).
  3. The Website has sold the following information in this category in the past twelve months: for the purpose of providing third-party interest-based advertisements.
     

Geolocation Data: 

This includes your physical location or movements. 

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Audio, Electronic, Visual, Thermal, Olfactory, or Other Similar Information: 

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Professional or Employment-related information: 

This may include your current or past employment history or other information related thereto.

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Education Information: 

This is defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act, which includes: records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, schedule, student identification codes, student financial information, or student disciplinary records. 

  1. The Website does not collect information in this category.
  2. The Website has not sold information in this category in the past twelve months. 
  3. The Website has not disclosed the following information in this category in the past twelve months for a business purpose. 

Inferences Drawn from Personal Information: 

This includes inferences drawn from the Personal Information collected by the Website to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. 

  1. The Website does collect information in this category.
  2. The Website collects the following information in this category for the following reasons: for the purpose of providing targeted display advertisements 
  3. The Website has not disclosed information in this category within the past 12 months for a business purpose.
  4. The Website has sold the following information in this category in the past twelve months: for the purpose of providing third-party interest-based advertisements

California Residents – Rights Regarding Your Data

Throughout this policy, we have disclosed what information we collect, how it is used, and the types of third parties that may receive your information. You may review the categories listed above in accordance with California laws. Under these laws, you also have the following rights: 

Right to Access – You have the right to request that we disclose certain information to you about the personal information we collect and how it has been used over the past 12 months. After we receive and confirm your verifiable consumer request, we will disclose the following:

  • The categories of your personal information we collected;
  • The categories of your personal information we sold;
  • The categories of any third parties to whom we have sold your personal information;
  • A list of which categories of your personal information we sold to each party; and,
  • The categories of your personal information we disclose for business purposes.

Right to Deletion – You have the right to request that we delete your personal information.

Please note that this right does not apply when we need to retain your personal information in order to do the following:

  • Provide goods or services to you;
  • Detect or resolve security or functionality-related issues;
  • Comply with the law;
  • Conduct research in the public interest;
  • Safeguard the right to free speech; or,
  • Carry out any actions for internal purposes that you might reasonably expect.

Right to Non-Discrimination – You have the right not to be discriminated against for exercising your rights under CCPA. In particular, we may not:

  • Deny you goods or services;
  • Charge you different prices for goods or services, whether through denying benefits or imposing penalties;
  • Provide you with a different level or quality of goods or services; or,
  • Threaten you with any of the above.

How to submit a verifiable consumer request

To exercise these rights, you must submit a verifiable consumer request to us by emailing krollskorner@gmail.com.

Please note that only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a request on behalf of a minor child.

You may only make a request under these rights twice in a twelve-month period. Your verifiable consumer request must:

  • Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information (or that it is an authorized representative acting on your behalf); and, 
  • Describe your request with sufficient detail that allows us to properly understand and respond to it.

Additional Rights of Virginia Residents

Definitions

“Personal Information” is information that is linked to or could reasonably be linked to an identified or indentifiable individual. 

“Sensitive Personal Information” is information that includes data revealing race or ethnicity, the processing of biometric or genetic data for the purpose of uniquely identifying an individual or precise geolocation data. 

“Sell” or “Sale” or “Sold” means the exchange of Personal Information for monetary or other valuable consideration. 

“Targeted Advertising” means displaying advertisements to a consumer where the advertisement is selected based on personal data obtained or inferred from a consumer’s activities over time and across nonaffiliated websites or online applications to predict such consumer’s preferences or interests, subject to certain statutory exceptions. 

Notice of Collection

Kroll’s Korner has disclosed the categories of Personal Information collected, how this Personal Information may be used, and how the Personal Information may be shared in the sections above. 

Your Rights

  • Right to Know and Access: You have the right to know how Kroll’s Korner is processing any Personal Information. You also have the right to access such Personal Information, subject to exceptions.  
  • Right to Delete: You have the right to request Kroll’s Korner delete your Personal Information. 
  • Right to Correct: You have the right to request Kroll’s Korner correct the Personal Information it has about you, subect to certain exceptions. 
  • Right to Opt-Out: You have the right to opt-out of the sale or sharing of your Personal Information. 
  • Right to Non-discrimination: You have the right not to be discriminated against for exercising these rights. 

To exercise any of these rights, please email your request to krollskorner@gmail.com. To process any of these requests, we will need information to verify your identity. In order to do so, you must provide any requested information, such as your contact information.

SENSITIVE PERSONAL INFORMATION

At no time should you submit sensitive personal information to the Website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

CHILDREN’S INFORMATION

The Website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at krollskorner@gmail.com and we will use our best efforts to promptly remove such information from our records.

CONTACT INFORMATION

At any time, please contact us at krollskorner@gmail.com for questions related to this Privacy Policy.

Last updated: March 2023